Who We Are.

Accelerated Payments was created by entrepreneurs with many years’ experience in financial services as well as starting and running their own businesses.

We know what it’s like.

To dream up and start a new business that offers something better, something different. To bring it from zero sales and one employee to a stage where it has employees, customers, sales – and prospects.

And we also know what it’s like when you’ve invested everything you have in the business, when customers take longer to pay than agreed, and your bank either isn’t interested in working with you – or wants personal guarantees where they shouldn’t need them.

So we decided to set up Accelerated Payments to solve the problem of cash flow for businesses through an innovative Invoice Finance service.

Because we know what it’s like.

Meet our Team.

Ian Duffy


Ian is the ex-Managing Partner of RSM Farrell Grant Sparks and Chairman of 5 high growth companies. He is also the ex-Chairman of FeedHenry which underwent an $84m exit in 2014. He has significant banking platform experience and extensive contacts in the Irish market. Ian is also Chairman of e-invoice platform OnePosting who are providing an exclusive licence to APL for use of their invoice management platform.

Colm Devine


Colm has extensive knowledge of the Invoice finance market and has developed significant business development experience in the financial services sector over the past 13 years with both mainstream banks and alternative finance providers. He previously worked as Senior Vice President of Business Development at Aztec Exchange, a private equity backed Fin-tech platform that was named in the Forbes Fintech 50 in 2016. He has also worked in sales and operations roles with AIB Commercial Services and Close Brothers Commercial Finance. Colm has a Master’s in Business and Marketing from Dublin City University.

Dylan Martin


Dylan has extensive knowledge in structured trade finance with specific focus on Invoice Discounting platforms having worked in an operations and sales role at Aztec Exchange. Before moving to Dublin, Dylan co-founded a successful export company in South Africa and was the Key accounts manager for a structured trade and commodity finance company where he managed large export finance facilities held with mainstream banks. Dylan has a Bcom Degree (Logistics and Supply Chain Management) from University of Johannesburg and a Post graduate (Financial Management) from University of Stellenbosch Business School.

David Ingram


David has over 30 years experience in the banking and financial services sector having worked in a number of areas including operations, risk, financial control, corporate banking and capital markets. He has substantial risk management experience and skills across a wide range of collaterals and held the position of Risk Director in GE Capital with responsibility for all lending policies and risk mitigation for all new products and markets. David established the Start Mortgages lending platform in 2005 which was to become Ireland’s largest specialist mortgage lender and administrator. David holds a Business Studies Degree from Dublin City University (AIB Scholarship Program) and the Diploma in Company Direction from the Institute of Directors.

Mark Jacob


Mark has significant experience in the financial services area having worked in companies involved in the banking, leasing and SME lending areas. Mark originally trained as an engineer and also qualified as a chartered accountant with PriceWaterhouseCoopers. He was Managing Director of DZ BANK Ireland plc for 17 years, a banking subsidiary of the German DZ Bank Group, having initially served as CFO and CRO of the company . Mark also acts as a non-executive director on a number of Irish companies in the financial sector.

Diego Ceraldi


Diego has extensive experience in the financial service sector having managed a Payments team for processing payments globally. He also has wide experience in the Custody and asset servicing sector. Diego has worked over eleven years for Citigroup Financial Service in numerous sections including Cash management and Tax Operations where he gained extensive knowledge on double Taxations and payments across multiple countries and currencies. Focused on process improvements, Diego also has extensive experience in process migrations, system integrations and testing.

We believe in simplicity & clarity.

Business owners need cash, and they need it when they need it. They’re busy building their business: they don’t have time for complicated application and approval systems – and can’t afford expensive credit or financing arrangements that last longer than they need. And they certainly don’t want to hear they can’t get Invoice Finance because they “don’t qualify.”

We believe our customers have done the hard part. They’ve got the sale, provided the goods or service – and issued the invoice.

We take it from there

Our service combines the best technology platform with a simple User Interface, as well as immediate access to business intelligence to allow us to assess risks – and offers customers the simplest, quickest application, approval and payment process there is.

Why are we different? Because of experience.

Customers don’t need a strong balance sheet to qualify: most of the time, their customers have strong balance sheets – and they’re the ones we look at. That’s where our Business Intelligence and information gathering comes in. Our customers effectively have multiple balance sheets: those of their own customers. These are the balance sheets a smart lender should be assessing.

We have no problem if you have a small number of customers – or even just one. Banks and other Invoice Finance companies call this a “concentration risk.” We just see another invoice: one that has been issued to a customer who has a balance sheet – which we can research and assess.

We are not put off by long credit terms.

Are you an exporter? We are happy to fund invoices issued to international customers.

Get In Touch.

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